Many disenfranchised Americans are watching their pennies these days with the distressed economy. But locally some businesses are optimistic, thriving and looking for patrons.

"When I watch television, I think I'm in a foreign country because here at the bank, things are normal," said Gordon Honegger with Morton Community Bank.

The nation's economic crisis has led many Americans to believe lending is obsolete. But at the Morton Community Bank, Gordon Honegger says business is good.

"They're making the assumption that money is tight and expensive, and the truth is money is available and it's getting cheaper," said Honegger.

In fact, the 48–year–old private bank loans on average 10 to 15 million dollars per week to clients.

"We are loaning money for cars, houses, boats, small businesses," said Honegger.

Morton community bank isn't the only local business thriving. Here at Bob Lindsay Honda, car sales are up this year despite the economic slowdown.

The general sales manager says business is steady despite the economic crisis, and he attributes it to a stable economy supported by businesses like Caterpillar.

"As well as the local hospitals, I think they're bringing some more new hires into the economy as well," said Mike Bowermaster with Bob Lindsay Honda.

He says the average person believes they can't get a reasonable car loan or interest rate without a significant down payment. But at Bob Lindsay Honda the manager says they are making efforts to appeal to potential customers to come in, sit down, and look at the figures.

"See for themselves as far as what's available as far as special APR and special leases Honda is still offering," said Bowermaster.

Despite tough times in the U.S., many local businesses are pushing forward and encouraging consumers to perk up, get the figures, and live the American dream.